Call reports 2012
LEITCHFIELD DEPOSIT BANK & TRUST COMPANY — 2012
What LEITCHFIELD DEPOSIT BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,275,000 | 109,768,000 | 111,365,000 | 113,597,000 |
| Total loans | 79,133,000 | 79,321,000 | 77,996,000 | 78,135,000 |
| Allowance for loan losses | 795,000 | 803,000 | 805,000 | 880,000 |
| Securities available for sale | 3,000 | 4,000 | 4,000 | 4,000 |
| Securities held to maturity | 13,010,000 | 13,238,000 | 14,376,000 | 13,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,690,000 | 83,783,000 | 84,952,000 | 87,674,000 |
| Interest-bearing deposits | 63,649,000 | 62,868,000 | 61,531,000 | 64,551,000 |
| Noninterest-bearing deposits | 22,041,000 | 20,915,000 | 23,421,000 | 23,124,000 |
| Equity capital | 15,426,000 | 15,800,000 | 15,722,000 | 16,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,707,000 | 4,076,000 | 5,450,000 |
| Interest expense | 218,000 | 433,000 | 633,000 | 832,000 |
| Net interest income | 1,105,000 | 2,274,000 | 3,443,000 | 4,618,000 |
| Noninterest income | 157,000 | 317,000 | 472,000 | 691,000 |
| Noninterest expense | 747,000 | 1,537,000 | 2,277,000 | 3,016,000 |
| Provision for loan losses | 5,000 | 15,000 | 15,000 | 90,000 |
| Pretax income | 510,000 | 1,039,000 | 1,623,000 | 2,203,000 |
| Income tax | 149,000 | 304,000 | 469,000 | 648,000 |
| Net income | 361,000 | 735,000 | 1,154,000 | 1,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,426,000 | 15,800,000 | 15,722,000 | 16,123,000 |
| Total capital | 16,221,000 | 16,603,000 | 16,527,000 | 17,003,000 |
| Risk-weighted assets | 84,874,000 | 84,695,000 | 84,584,000 | 84,358,000 |