Call reports 2011
LEITCHFIELD DEPOSIT BANK & TRUST COMPANY — 2011
What LEITCHFIELD DEPOSIT BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,373,000 | 105,764,000 | 105,002,000 | 107,817,000 |
| Total loans | 76,693,000 | 76,885,000 | 78,130,000 | 77,145,000 |
| Allowance for loan losses | 781,000 | 778,000 | 801,000 | 788,000 |
| Securities available for sale | 3,000 | 3,000 | 3,000 | 3,000 |
| Securities held to maturity | 10,143,000 | 11,434,000 | 11,661,000 | 11,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,266,000 | 80,917,000 | 80,651,000 | 81,889,000 |
| Interest-bearing deposits | 59,979,000 | 60,646,000 | 60,802,000 | 60,836,000 |
| Noninterest-bearing deposits | 21,287,000 | 20,271,000 | 19,849,000 | 21,053,000 |
| Equity capital | 17,198,000 | 15,566,000 | 15,944,000 | 15,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,671,000 | 4,018,000 | 5,310,000 |
| Interest expense | 250,000 | 493,000 | 728,000 | 953,000 |
| Net interest income | 1,053,000 | 2,178,000 | 3,290,000 | 4,357,000 |
| Noninterest income | 161,000 | 318,000 | 491,000 | 734,000 |
| Noninterest expense | 717,000 | 1,479,000 | 2,200,000 | 2,925,000 |
| Provision for loan losses | 30,000 | 30,000 | 62,000 | 212,000 |
| Pretax income | 467,000 | 987,000 | 1,521,000 | 1,956,000 |
| Income tax | 130,000 | 282,000 | 438,000 | 538,000 |
| Net income | 337,000 | 705,000 | 1,083,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,198,000 | 15,566,000 | 15,944,000 | 15,813,000 |
| Total capital | 17,979,000 | 16,344,000 | 16,745,000 | 16,601,000 |
| Risk-weighted assets | 82,877,000 | 82,012,000 | 84,117,000 | 82,829,000 |