Call reports 2025
FARMERS STATE BANK OF WAUPACA, THE — 2025
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 252,764,000 | 256,316,000 | 265,437,000 | 278,969,000 |
| Total loans | 158,087,000 | 160,739,000 | 161,658,000 | 163,900,000 |
| Allowance for loan losses | 2,172,000 | 2,167,000 | 2,173,000 | 2,170,000 |
| Securities available for sale | 63,748,000 | 63,308,000 | 64,813,000 | 65,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,995,000 | 223,793,000 | 230,474,000 | 245,866,000 |
| Interest-bearing deposits | 166,112,000 | 165,318,000 | 170,290,000 | 182,030,000 |
| Noninterest-bearing deposits | 54,883,000 | 58,475,000 | 60,184,000 | 63,836,000 |
| Equity capital | 26,758,000 | 27,426,000 | 29,637,000 | 28,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,204,000 | 6,365,000 | 9,668,000 | 13,052,000 |
| Interest expense | 804,000 | 1,580,000 | 2,368,000 | 3,142,000 |
| Net interest income | 2,400,000 | 4,785,000 | 7,300,000 | 9,910,000 |
| Noninterest income | 299,000 | 609,000 | 925,000 | 1,287,000 |
| Noninterest expense | 1,687,000 | 3,395,000 | 5,231,000 | 7,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,017,000 | 2,002,000 | 2,996,000 | 3,696,000 |
| Income tax | 116,000 | 225,000 | 337,000 | 385,000 |
| Net income | 901,000 | 1,777,000 | 2,659,000 | 3,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,207,000 | 31,082,000 | 31,965,000 | 30,101,000 |