Call reports 2020
FARMERS STATE BANK OF WAUPACA, THE — 2020
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 201,713,000 | 224,284,000 | 232,860,000 | 241,798,000 |
| Total loans | 126,374,000 | 131,585,000 | 135,010,000 | 128,631,000 |
| Allowance for loan losses | 1,684,000 | 1,689,000 | 1,699,000 | 2,035,000 |
| Securities available for sale | 49,013,000 | 54,223,000 | 54,408,000 | 64,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,997,000 | 189,454,000 | 197,036,000 | 208,245,000 |
| Interest-bearing deposits | 135,207,000 | 142,331,000 | 143,281,000 | 150,834,000 |
| Noninterest-bearing deposits | 37,790,000 | 47,123,000 | 53,755,000 | 57,411,000 |
| Equity capital | 25,183,000 | 30,012,000 | 31,039,000 | 29,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,705,000 | 6,907,000 | 9,114,000 |
| Interest expense | 295,000 | 533,000 | 728,000 | 864,000 |
| Net interest income | 1,995,000 | 4,172,000 | 6,179,000 | 8,250,000 |
| Noninterest income | 355,000 | 769,000 | 1,285,000 | 1,774,000 |
| Noninterest expense | 1,345,000 | 2,725,000 | 4,249,000 | 6,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 1,005,000 | 2,216,000 | 3,215,000 | 3,721,000 |
| Income tax | 192,000 | 441,000 | 632,000 | 682,000 |
| Net income | 813,000 | 1,775,000 | 2,583,000 | 3,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,337,000 | 27,298,000 | 28,106,000 | 26,102,000 |