Call reports 2017
FARMERS STATE BANK OF WAUPACA, THE — 2017
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 176,387,000 | 186,398,000 | 184,861,000 | 192,274,000 |
| Total loans | 107,086,000 | 108,331,000 | 108,945,000 | 110,229,000 |
| Allowance for loan losses | 1,595,000 | 1,362,000 | 1,113,000 | 1,170,000 |
| Securities available for sale | 50,906,000 | 51,355,000 | 50,706,000 | 58,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,871,000 | 156,238,000 | 154,047,000 | 164,478,000 |
| Interest-bearing deposits | 114,716,000 | 121,812,000 | 119,629,000 | 127,654,000 |
| Noninterest-bearing deposits | 33,155,000 | 34,426,000 | 34,418,000 | 36,824,000 |
| Equity capital | 25,528,000 | 26,787,000 | 27,297,000 | 25,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,831,000 | 3,675,000 | 5,562,000 | 7,477,000 |
| Interest expense | 114,000 | 233,000 | 363,000 | 496,000 |
| Net interest income | 1,717,000 | 3,442,000 | 5,199,000 | 6,981,000 |
| Noninterest income | 288,000 | 619,000 | 903,000 | 1,198,000 |
| Noninterest expense | 1,242,000 | 2,585,000 | 3,839,000 | 5,225,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 175,000 |
| Pretax income | 737,000 | 1,494,000 | 2,263,000 | 3,000,000 |
| Income tax | 155,000 | 325,000 | 502,000 | 846,000 |
| Net income | 582,000 | 1,169,000 | 1,761,000 | 2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,788,000 | 26,374,000 | 26,967,000 | 25,260,000 |
| Total capital | 27,383,000 | 27,736,000 | 28,080,000 | 26,430,000 |
| Risk-weighted assets | 140,206,000 | 143,195,000 | 143,026,000 | 147,227,000 |