Call reports 2016
FARMERS STATE BANK OF WAUPACA, THE — 2016
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 178,195,000 | 176,073,000 | 176,872,000 | 178,986,000 |
| Total loans | 95,788,000 | 97,494,000 | 101,476,000 | 105,305,000 |
| Allowance for loan losses | 1,843,000 | 1,873,000 | 1,887,000 | 1,627,000 |
| Securities available for sale | 64,578,000 | 58,939,000 | 58,765,000 | 55,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,548,000 | 145,498,000 | 145,637,000 | 151,619,000 |
| Interest-bearing deposits | 118,466,000 | 115,979,000 | 115,261,000 | 119,543,000 |
| Noninterest-bearing deposits | 30,082,000 | 29,519,000 | 30,376,000 | 32,076,000 |
| Equity capital | 26,485,000 | 27,172,000 | 27,690,000 | 24,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,471,000 | 5,216,000 | 6,999,000 |
| Interest expense | 128,000 | 248,000 | 365,000 | 479,000 |
| Net interest income | 1,627,000 | 3,223,000 | 4,851,000 | 6,520,000 |
| Noninterest income | 288,000 | 594,000 | 877,000 | 1,166,000 |
| Noninterest expense | 1,252,000 | 2,556,000 | 3,776,000 | 5,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,223,000 | 1,916,000 | 2,607,000 | 2,983,000 |
| Income tax | 371,000 | 527,000 | 678,000 | 703,000 |
| Net income | 852,000 | 1,389,000 | 1,929,000 | 2,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,937,000 | 26,474,000 | 27,014,000 | 25,206,000 |
| Total capital | 27,593,000 | 28,145,000 | 28,738,000 | 26,833,000 |
| Risk-weighted assets | 132,311,000 | 133,474,000 | 137,789,000 | 141,066,000 |