Call reports 2015
FARMERS STATE BANK OF WAUPACA, THE — 2015
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 178,053,000 | 182,668,000 | 181,518,000 | 189,917,000 |
| Total loans | 99,277,000 | 98,072,000 | 99,473,000 | 98,131,000 |
| Allowance for loan losses | 2,522,000 | 2,470,000 | 2,458,000 | 2,369,000 |
| Securities available for sale | 60,976,000 | 61,683,000 | 62,665,000 | 63,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,805,000 | 153,391,000 | 150,993,000 | 161,221,000 |
| Interest-bearing deposits | 120,541,000 | 120,945,000 | 117,058,000 | 124,581,000 |
| Noninterest-bearing deposits | 28,264,000 | 32,446,000 | 33,935,000 | 36,640,000 |
| Equity capital | 26,348,000 | 26,399,000 | 27,289,000 | 25,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,812,000 | 3,632,000 | 5,480,000 | 7,289,000 |
| Interest expense | 142,000 | 283,000 | 410,000 | 542,000 |
| Net interest income | 1,670,000 | 3,349,000 | 5,070,000 | 6,747,000 |
| Noninterest income | 305,000 | 602,000 | 924,000 | 1,182,000 |
| Noninterest expense | 1,234,000 | 2,441,000 | 3,680,000 | 4,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 744,000 | 1,520,000 | 2,326,000 | 3,043,000 |
| Income tax | 190,000 | 392,000 | 604,000 | 783,000 |
| Net income | 554,000 | 1,128,000 | 1,722,000 | 2,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,407,000 | 25,991,000 | 26,584,000 | 25,085,000 |
| Total capital | 27,072,000 | 27,649,000 | 28,258,000 | 26,761,000 |
| Risk-weighted assets | 132,381,000 | 131,902,000 | 133,163,000 | 133,448,000 |