Call reports 2014
FARMERS STATE BANK OF WAUPACA, THE — 2014
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 175,341,000 | 172,026,000 | 172,381,000 | 182,071,000 |
| Total loans | 100,113,000 | 100,452,000 | 100,735,000 | 99,125,000 |
| Allowance for loan losses | 2,680,000 | 2,467,000 | 2,697,000 | 2,549,000 |
| Securities available for sale | 54,191,000 | 56,132,000 | 57,704,000 | 57,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,278,000 | 143,210,000 | 142,394,000 | 153,788,000 |
| Interest-bearing deposits | 123,089,000 | 116,940,000 | 115,491,000 | 123,448,000 |
| Noninterest-bearing deposits | 25,189,000 | 26,270,000 | 26,903,000 | 30,340,000 |
| Equity capital | 24,865,000 | 26,055,000 | 26,911,000 | 25,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,884,000 | 3,787,000 | 5,693,000 | 7,586,000 |
| Interest expense | 157,000 | 307,000 | 456,000 | 611,000 |
| Net interest income | 1,727,000 | 3,480,000 | 5,237,000 | 6,975,000 |
| Noninterest income | 290,000 | 646,000 | 1,044,000 | 1,376,000 |
| Noninterest expense | 1,226,000 | 2,447,000 | 3,663,000 | 4,894,000 |
| Provision for loan losses | 120,000 | 120,000 | 195,000 | 375,000 |
| Pretax income | 684,000 | 1,643,000 | 2,519,000 | 3,208,000 |
| Income tax | 149,000 | 408,000 | 629,000 | 780,000 |
| Net income | 535,000 | 1,235,000 | 1,890,000 | 2,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,945,000 | 25,644,000 | 26,299,000 | 24,847,000 |
| Total capital | 26,420,000 | 27,118,000 | 27,783,000 | 26,340,000 |
| Risk-weighted assets | 127,278,000 | 127,595,000 | 128,290,000 | 129,443,000 |