Call reports 2013
FARMERS STATE BANK OF WAUPACA, THE — 2013
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 176,299,000 | 171,410,000 | 172,377,000 | 180,989,000 |
| Total loans | 106,394,000 | 105,587,000 | 103,129,000 | 101,972,000 |
| Allowance for loan losses | 3,254,000 | 3,235,000 | 2,389,000 | 2,617,000 |
| Securities available for sale | 53,122,000 | 51,092,000 | 52,388,000 | 52,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,289,000 | 143,822,000 | 144,351,000 | 155,121,000 |
| Interest-bearing deposits | 122,670,000 | 121,253,000 | 120,530,000 | 127,273,000 |
| Noninterest-bearing deposits | 24,619,000 | 22,569,000 | 23,821,000 | 27,848,000 |
| Equity capital | 26,201,000 | 25,477,000 | 25,495,000 | 23,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,044,000 | 4,059,000 | 6,040,000 | 7,982,000 |
| Interest expense | 237,000 | 433,000 | 620,000 | 789,000 |
| Net interest income | 1,807,000 | 3,626,000 | 5,420,000 | 7,193,000 |
| Noninterest income | 355,000 | 750,000 | 1,132,000 | 1,424,000 |
| Noninterest expense | 1,294,000 | 2,573,000 | 3,845,000 | 5,025,000 |
| Provision for loan losses | 605,000 | 760,000 | 1,003,000 | 1,558,000 |
| Pretax income | 767,000 | 1,571,000 | 2,232,000 | 2,566,000 |
| Income tax | 168,000 | 365,000 | 506,000 | 515,000 |
| Net income | 599,000 | 1,206,000 | 1,726,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,924,000 | 25,515,000 | 26,035,000 | 24,411,000 |
| Total capital | 26,439,000 | 27,023,000 | 27,539,000 | 25,925,000 |
| Risk-weighted assets | 119,441,000 | 128,577,000 | 129,198,000 | 130,118,000 |