Call reports 2012
FARMERS STATE BANK OF WAUPACA, THE — 2012
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 181,692,000 | 181,928,000 | 184,586,000 | 185,222,000 |
| Total loans | 112,347,000 | 113,549,000 | 110,536,000 | 107,428,000 |
| Allowance for loan losses | 2,073,000 | 2,296,000 | 2,654,000 | 2,764,000 |
| Securities available for sale | 53,569,000 | 52,482,000 | 55,272,000 | 56,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,934,000 | 146,532,000 | 148,502,000 | 150,967,000 |
| Interest-bearing deposits | 127,055,000 | 124,555,000 | 126,257,000 | 127,148,000 |
| Noninterest-bearing deposits | 19,879,000 | 21,977,000 | 22,245,000 | 23,819,000 |
| Equity capital | 26,593,000 | 26,786,000 | 27,672,000 | 26,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,616,000 | 6,872,000 | 9,015,000 |
| Interest expense | 333,000 | 642,000 | 926,000 | 1,181,000 |
| Net interest income | 2,005,000 | 3,974,000 | 5,946,000 | 7,834,000 |
| Noninterest income | 178,000 | 483,000 | 822,000 | 1,157,000 |
| Noninterest expense | 1,121,000 | 2,371,000 | 3,623,000 | 4,715,000 |
| Provision for loan losses | 320,000 | 900,000 | 1,430,000 | 2,240,000 |
| Pretax income | 742,000 | 1,472,000 | 2,267,000 | 2,688,000 |
| Income tax | 131,000 | 268,000 | 435,000 | 458,000 |
| Net income | 611,000 | 1,204,000 | 1,832,000 | 2,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,130,000 | 25,291,000 | 25,920,000 | 24,325,000 |
| Total capital | 26,732,000 | 26,913,000 | 27,522,000 | 25,901,000 |
| Risk-weighted assets | 127,653,000 | 129,083,000 | 127,135,000 | 124,903,000 |