Call reports 2010
FARMERS STATE BANK OF WAUPACA, THE — 2010
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 178,097,000 | 180,788,000 | 182,605,000 | 185,740,000 |
| Total loans | 122,217,000 | 122,601,000 | 122,989,000 | 123,432,000 |
| Allowance for loan losses | 1,418,000 | 1,653,000 | 1,760,000 | 1,986,000 |
| Securities available for sale | 38,729,000 | 39,394,000 | 41,872,000 | 38,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,921,000 | 145,598,000 | 145,095,000 | 152,361,000 |
| Interest-bearing deposits | 126,253,000 | 128,626,000 | 129,196,000 | 135,593,000 |
| Noninterest-bearing deposits | 16,668,000 | 16,972,000 | 15,899,000 | 16,768,000 |
| Equity capital | 24,956,000 | 25,240,000 | 26,826,000 | 23,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 5,033,000 | 7,595,000 | 10,181,000 |
| Interest expense | 595,000 | 1,167,000 | 1,723,000 | 2,239,000 |
| Net interest income | 1,923,000 | 3,866,000 | 5,872,000 | 7,942,000 |
| Noninterest income | 209,000 | 442,000 | 576,000 | 958,000 |
| Noninterest expense | 1,204,000 | 2,439,000 | 3,571,000 | 4,756,000 |
| Provision for loan losses | 150,000 | 475,000 | 795,000 | 1,370,000 |
| Pretax income | 778,000 | 1,508,000 | 2,314,000 | 3,095,000 |
| Income tax | 184,000 | 355,000 | 548,000 | 736,000 |
| Net income | 594,000 | 1,153,000 | 1,766,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,533,000 | 25,091,000 | 25,704,000 | 24,465,000 |
| Total capital | 25,951,000 | 26,744,000 | 27,219,000 | 26,155,000 |
| Risk-weighted assets | 132,645,000 | 132,712,000 | 120,967,000 | 134,899,000 |