Call reports 2009
FARMERS STATE BANK OF WAUPACA, THE — 2009
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 175,015,000 | 176,156,000 | 178,015,000 | 186,788,000 |
| Total loans | 122,228,000 | 124,387,000 | 123,951,000 | 123,707,000 |
| Allowance for loan losses | 1,166,000 | 1,253,000 | 1,258,000 | 1,391,000 |
| Securities available for sale | 33,882,000 | 33,292,000 | 35,714,000 | 38,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,375,000 | 142,049,000 | 142,300,000 | 152,147,000 |
| Interest-bearing deposits | 126,768,000 | 125,468,000 | 125,996,000 | 133,646,000 |
| Noninterest-bearing deposits | 14,607,000 | 16,581,000 | 16,304,000 | 18,501,000 |
| Equity capital | 23,681,000 | 24,116,000 | 25,441,000 | 24,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,569,000 | 5,155,000 | 7,714,000 | 10,297,000 |
| Interest expense | 770,000 | 1,486,000 | 2,172,000 | 2,825,000 |
| Net interest income | 1,799,000 | 3,669,000 | 5,542,000 | 7,472,000 |
| Noninterest income | 217,000 | 528,000 | 796,000 | 1,085,000 |
| Noninterest expense | 1,169,000 | 2,448,000 | 3,670,000 | 4,909,000 |
| Provision for loan losses | 90,000 | 225,000 | 433,000 | 753,000 |
| Pretax income | 775,000 | 1,569,000 | 2,369,000 | 3,034,000 |
| Income tax | 210,000 | 418,000 | 618,000 | 751,000 |
| Net income | 565,000 | 1,151,000 | 1,751,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,897,000 | 24,483,000 | 25,084,000 | 23,937,000 |
| Total capital | 25,063,000 | 25,736,000 | 26,342,000 | 25,328,000 |
| Risk-weighted assets | 128,466,000 | 130,131,000 | 132,244,000 | 133,747,000 |