Call reports 2008
FARMERS STATE BANK OF WAUPACA, THE — 2008
What FARMERS STATE BANK OF WAUPACA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 174,412,000 | 173,113,000 | 169,478,000 | 180,602,000 |
| Total loans | 123,219,000 | 120,620,000 | 121,358,000 | 122,515,000 |
| Allowance for loan losses | 1,188,000 | 1,142,000 | 1,105,000 | 1,232,000 |
| Securities available for sale | 35,284,000 | 33,890,000 | 33,215,000 | 33,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,743,000 | 137,059,000 | 132,701,000 | 148,117,000 |
| Interest-bearing deposits | 120,721,000 | 121,254,000 | 119,316,000 | 130,466,000 |
| Noninterest-bearing deposits | 14,022,000 | 15,805,000 | 13,385,000 | 17,651,000 |
| Equity capital | 23,205,000 | 23,252,000 | 23,677,000 | 22,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,966,000 | 5,789,000 | 8,607,000 | 11,369,000 |
| Interest expense | 1,222,000 | 2,316,000 | 3,322,000 | 4,222,000 |
| Net interest income | 1,744,000 | 3,473,000 | 5,285,000 | 7,147,000 |
| Noninterest income | 273,000 | 573,000 | 885,000 | 1,028,000 |
| Noninterest expense | 1,157,000 | 2,355,000 | 3,579,000 | 4,615,000 |
| Provision for loan losses | 75,000 | 150,000 | 360,000 | 535,000 |
| Pretax income | 784,000 | 1,548,000 | 2,238,000 | 3,032,000 |
| Income tax | 213,000 | 416,000 | 553,000 | 765,000 |
| Net income | 571,000 | 1,132,000 | 1,685,000 | 2,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,162,000 | 23,723,000 | 24,275,000 | 23,333,000 |
| Total capital | 24,350,000 | 24,865,000 | 25,380,000 | 24,565,000 |
| Risk-weighted assets | 126,741,000 | 126,258,000 | 125,843,000 | 128,535,000 |