Call reports 2025
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2025
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 511,583,000 | 489,616,000 | 492,176,000 | 491,877,000 |
| Total loans | 348,216,000 | 356,970,000 | 362,451,000 | 372,988,000 |
| Allowance for loan losses | 5,000,000 | 5,057,000 | 5,113,000 | 5,168,000 |
| Securities available for sale | 106,408,000 | 102,494,000 | 103,908,000 | 95,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,905,000 | 448,312,000 | 444,561,000 | 436,928,000 |
| Interest-bearing deposits | 390,566,000 | 362,097,000 | 353,516,000 | 348,865,000 |
| Noninterest-bearing deposits | 79,339,000 | 86,215,000 | 91,045,000 | 88,063,000 |
| Equity capital | 38,590,000 | 38,329,000 | 44,207,000 | 47,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,437,000 | 13,273,000 | 20,128,000 | 27,286,000 |
| Interest expense | 2,834,000 | 5,758,000 | 8,566,000 | 11,231,000 |
| Net interest income | 3,603,000 | 7,515,000 | 11,562,000 | 16,055,000 |
| Noninterest income | 342,000 | 786,000 | 1,238,000 | 1,784,000 |
| Noninterest expense | 2,525,000 | 5,020,000 | 7,627,000 | 10,205,000 |
| Provision for loan losses | 57,000 | 114,000 | 171,000 | 228,000 |
| Pretax income | 1,378,000 | 3,202,000 | 4,887,000 | 6,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,378,000 | 3,202,000 | 4,887,000 | 6,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,104,000 | 52,928,000 | 54,613,000 | 56,321,000 |