Call reports 2024
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2024
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 500,042,000 | 480,246,000 | 481,893,000 | 477,951,000 |
| Total loans | 326,185,000 | 326,828,000 | 339,242,000 | 342,990,000 |
| Allowance for loan losses | 4,870,000 | 4,949,000 | 4,945,000 | 4,947,000 |
| Securities available for sale | 40,171,000 | 40,914,000 | 105,078,000 | 107,391,000 |
| Securities held to maturity | 66,260,000 | 66,142,000 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,284,000 | 400,123,000 | 403,070,000 | 432,920,000 |
| Interest-bearing deposits | 323,019,000 | 318,171,000 | 314,987,000 | 352,255,000 |
| Noninterest-bearing deposits | 88,265,000 | 81,952,000 | 88,083,000 | 80,665,000 |
| Equity capital | 45,271,000 | 46,523,000 | 44,508,000 | 42,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,154,000 | 12,222,000 | 18,457,000 | 24,974,000 |
| Interest expense | 2,997,000 | 6,090,000 | 9,203,000 | 12,096,000 |
| Net interest income | 3,157,000 | 6,132,000 | 9,254,000 | 12,878,000 |
| Noninterest income | 419,000 | 928,000 | 1,394,000 | 1,815,000 |
| Noninterest expense | 2,484,000 | 5,033,000 | 7,628,000 | 10,239,000 |
| Provision for loan losses | 76,000 | 152,000 | 152,000 | 152,000 |
| Pretax income | 1,016,000 | 1,875,000 | 2,890,000 | 4,125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,016,000 | 1,875,000 | 2,890,000 | 4,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,917,000 | 50,776,000 | 51,791,000 | 53,025,000 |