Call reports 2023
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2023
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 469,064,000 | 464,506,000 | 478,948,000 | 483,896,000 |
| Total loans | 317,424,000 | 332,220,000 | 336,396,000 | 340,927,000 |
| Allowance for loan losses | 5,301,000 | 5,294,000 | 5,294,000 | 4,787,000 |
| Securities available for sale | 48,810,000 | 44,931,000 | 42,096,000 | 42,147,000 |
| Securities held to maturity | 60,867,000 | 62,722,000 | 62,606,000 | 65,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,479,000 | 386,182,000 | 399,695,000 | 402,268,000 |
| Interest-bearing deposits | 307,036,000 | 289,346,000 | 303,948,000 | 314,027,000 |
| Noninterest-bearing deposits | 95,443,000 | 96,836,000 | 95,747,000 | 88,241,000 |
| Equity capital | 44,299,000 | 45,700,000 | 45,958,000 | 48,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,040,000 | 10,783,000 | 16,578,000 | 22,665,000 |
| Interest expense | 1,210,000 | 3,015,000 | 5,138,000 | 7,832,000 |
| Net interest income | 3,830,000 | 7,768,000 | 11,440,000 | 14,833,000 |
| Noninterest income | 342,000 | 704,000 | 1,182,000 | 1,590,000 |
| Noninterest expense | 2,654,000 | 5,283,000 | 8,016,000 | 10,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 475,000 |
| Pretax income | 1,518,000 | 3,189,000 | 4,606,000 | 5,363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,518,000 | 3,189,000 | 4,606,000 | 5,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,455,000 | 50,127,000 | 51,543,000 | 52,300,000 |