Call reports 2022
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2022
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 438,417,000 | 438,718,000 | 450,923,000 | 452,616,000 |
| Total loans | 305,660,000 | 314,204,000 | 311,984,000 | 309,823,000 |
| Allowance for loan losses | 5,181,000 | 5,222,000 | 5,259,000 | 5,301,000 |
| Securities available for sale | 26,557,000 | 24,737,000 | 35,865,000 | 50,605,000 |
| Securities held to maturity | 43,172,000 | 52,931,000 | 55,130,000 | 60,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,910,000 | 393,725,000 | 404,738,000 | 404,581,000 |
| Interest-bearing deposits | 291,201,000 | 286,999,000 | 296,228,000 | 303,455,000 |
| Noninterest-bearing deposits | 102,709,000 | 106,726,000 | 108,510,000 | 101,126,000 |
| Equity capital | 42,914,000 | 43,212,000 | 44,098,000 | 46,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,225,000 | 8,563,000 | 13,055,000 | 17,980,000 |
| Interest expense | 317,000 | 687,000 | 1,239,000 | 2,200,000 |
| Net interest income | 3,908,000 | 7,876,000 | 11,816,000 | 15,780,000 |
| Noninterest income | 488,000 | 978,000 | 1,443,000 | 1,784,000 |
| Noninterest expense | 2,497,000 | 5,059,000 | 7,640,000 | 10,245,000 |
| Provision for loan losses | 44,000 | 86,000 | 128,000 | 170,000 |
| Pretax income | 1,855,000 | 3,709,000 | 5,491,000 | 7,149,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,855,000 | 3,709,000 | 5,491,000 | 7,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,843,000 | 46,698,000 | 48,479,000 | 50,137,000 |