Call reports 2021
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2021
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 410,669,000 | 414,910,000 | 434,939,000 | 437,389,000 |
| Total loans | 296,790,000 | 317,615,000 | 310,763,000 | 312,446,000 |
| Allowance for loan losses | 5,129,000 | 5,141,000 | 5,141,000 | 5,141,000 |
| Securities available for sale | 27,466,000 | 27,467,000 | 28,372,000 | 29,549,000 |
| Securities held to maturity | 36,511,000 | 36,429,000 | 37,871,000 | 43,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,238,000 | 369,475,000 | 387,399,000 | 388,936,000 |
| Interest-bearing deposits | 272,255,000 | 272,636,000 | 276,470,000 | 284,774,000 |
| Noninterest-bearing deposits | 94,983,000 | 96,839,000 | 110,929,000 | 104,162,000 |
| Equity capital | 41,119,000 | 43,356,000 | 45,439,000 | 46,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,902,000 | 8,172,000 | 12,399,000 | 16,490,000 |
| Interest expense | 451,000 | 820,000 | 1,185,000 | 1,515,000 |
| Net interest income | 3,451,000 | 7,352,000 | 11,214,000 | 14,975,000 |
| Noninterest income | 967,000 | 1,690,000 | 2,206,000 | 2,713,000 |
| Noninterest expense | 2,370,000 | 4,808,000 | 7,296,000 | 10,199,000 |
| Provision for loan losses | 12,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 2,036,000 | 4,210,000 | 6,100,000 | 7,465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,036,000 | 4,210,000 | 6,100,000 | 7,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,409,000 | 43,583,000 | 45,473,000 | 46,838,000 |