Call reports 2020
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2020
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 306,028,000 | 368,917,000 | 382,616,000 | 381,359,000 |
| Total loans | 260,919,000 | 286,850,000 | 301,700,000 | 285,072,000 |
| Allowance for loan losses | 3,453,000 | 3,752,000 | 4,292,000 | 5,117,000 |
| Securities available for sale | 1,574,000 | 1,486,000 | 1,384,000 | 5,623,000 |
| Securities held to maturity | 17,329,000 | 21,102,000 | 26,530,000 | 36,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,979,000 | 332,620,000 | 344,923,000 | 342,900,000 |
| Interest-bearing deposits | 217,411,000 | 255,201,000 | 262,111,000 | 263,642,000 |
| Noninterest-bearing deposits | 50,568,000 | 77,419,000 | 82,812,000 | 79,258,000 |
| Equity capital | 32,690,000 | 33,943,000 | 35,268,000 | 36,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,691,000 | 7,376,000 | 11,256,000 | 15,660,000 |
| Interest expense | 792,000 | 1,504,000 | 2,115,000 | 2,647,000 |
| Net interest income | 2,899,000 | 5,872,000 | 9,141,000 | 13,013,000 |
| Noninterest income | 454,000 | 1,140,000 | 2,038,000 | 2,968,000 |
| Noninterest expense | 2,069,000 | 4,170,000 | 6,484,000 | 9,054,000 |
| Provision for loan losses | 5,000 | 305,000 | 830,000 | 1,655,000 |
| Pretax income | 1,279,000 | 2,537,000 | 3,865,000 | 5,272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,279,000 | 2,537,000 | 3,865,000 | 5,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,620,000 | 33,878,000 | 35,206,000 | 36,613,000 |
| Total capital | 36,186,000 | — | — | — |
| Risk-weighted assets | 288,354,000 | — | — | — |