Call reports 2019
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2019
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 289,980,000 | 302,054,000 | 319,475,000 | 299,697,000 |
| Total loans | 252,727,000 | 256,156,000 | 254,549,000 | 249,850,000 |
| Allowance for loan losses | 3,218,000 | 3,357,000 | 3,453,000 | 3,448,000 |
| Securities available for sale | 2,646,000 | 1,745,000 | 1,678,000 | 1,601,000 |
| Securities held to maturity | 7,113,000 | 8,702,000 | 8,698,000 | 8,693,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,144,000 | 272,223,000 | 286,307,000 | 265,527,000 |
| Interest-bearing deposits | 217,252,000 | 229,464,000 | 220,259,000 | 212,189,000 |
| Noninterest-bearing deposits | 43,892,000 | 42,759,000 | 66,048,000 | 53,338,000 |
| Equity capital | 27,841,000 | 28,705,000 | 31,806,000 | 32,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,328,000 | 6,847,000 | 10,516,000 | 14,188,000 |
| Interest expense | 841,000 | 1,788,000 | 2,751,000 | 3,628,000 |
| Net interest income | 2,487,000 | 5,059,000 | 7,765,000 | 10,560,000 |
| Noninterest income | 369,000 | 814,000 | 1,359,000 | 1,835,000 |
| Noninterest expense | 1,833,000 | 3,841,000 | 5,897,000 | 8,107,000 |
| Provision for loan losses | 106,000 | 211,000 | 316,000 | 421,000 |
| Pretax income | 917,000 | 1,821,000 | 2,911,000 | 3,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 917,000 | 1,821,000 | 2,911,000 | 3,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,791,000 | 28,694,000 | 31,785,000 | 32,741,000 |
| Total capital | 31,122,000 | 32,164,000 | 35,330,000 | 36,132,000 |
| Risk-weighted assets | 269,015,000 | 280,408,000 | 283,617,000 | 271,121,000 |