Call reports 2018
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2018
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 256,946,000 | 269,839,000 | 279,488,000 | 288,185,000 |
| Total loans | 229,797,000 | 230,292,000 | 238,711,000 | 246,271,000 |
| Allowance for loan losses | 2,913,000 | 2,969,000 | 3,108,000 | 3,109,000 |
| Securities available for sale | 3,140,000 | 2,972,000 | 2,794,000 | 2,697,000 |
| Securities held to maturity | 3,844,000 | 3,842,000 | 4,347,000 | 5,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,382,000 | 242,211,000 | 250,837,000 | 258,424,000 |
| Interest-bearing deposits | 192,252,000 | 196,969,000 | 206,736,000 | 215,322,000 |
| Noninterest-bearing deposits | 38,130,000 | 45,242,000 | 44,101,000 | 43,102,000 |
| Equity capital | 25,932,000 | 26,800,000 | 27,651,000 | 28,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,834,000 | 5,842,000 | 9,029,000 | 12,313,000 |
| Interest expense | 541,000 | 1,183,000 | 1,882,000 | 2,634,000 |
| Net interest income | 2,293,000 | 4,659,000 | 7,147,000 | 9,679,000 |
| Noninterest income | 292,000 | 782,000 | 1,270,000 | 1,726,000 |
| Noninterest expense | 1,692,000 | 3,505,000 | 5,344,000 | 7,428,000 |
| Provision for loan losses | 75,000 | 235,000 | 498,000 | 498,000 |
| Pretax income | 818,000 | 1,701,000 | 2,575,000 | 3,479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 818,000 | 1,701,000 | 2,575,000 | 3,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,913,000 | 26,796,000 | 27,670,000 | 28,574,000 |
| Total capital | 28,939,000 | 29,878,000 | 30,891,000 | 31,796,000 |
| Risk-weighted assets | 244,672,000 | 248,708,000 | 259,513,000 | 264,210,000 |