Call reports 2017
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2017
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 222,507,000 | 223,309,000 | 232,858,000 | 242,654,000 |
| Total loans | 190,306,000 | 193,689,000 | 195,889,000 | 209,553,000 |
| Allowance for loan losses | 2,496,000 | 2,579,000 | 2,661,000 | 2,829,000 |
| Securities available for sale | 3,929,000 | 3,751,000 | 3,548,000 | 3,343,000 |
| Securities held to maturity | 4,105,000 | 4,103,000 | 4,100,000 | 4,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,846,000 | 197,825,000 | 206,408,000 | 215,719,000 |
| Interest-bearing deposits | 165,670,000 | 163,822,000 | 168,387,000 | 178,730,000 |
| Noninterest-bearing deposits | 32,176,000 | 34,003,000 | 38,021,000 | 36,989,000 |
| Equity capital | 24,056,000 | 24,733,000 | 25,506,000 | 26,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,308,000 | 4,746,000 | 7,231,000 | 9,841,000 |
| Interest expense | 381,000 | 780,000 | 1,193,000 | 1,633,000 |
| Net interest income | 1,927,000 | 3,966,000 | 6,038,000 | 8,208,000 |
| Noninterest income | 309,000 | 612,000 | 950,000 | 1,294,000 |
| Noninterest expense | 1,574,000 | 3,173,000 | 4,717,000 | 6,342,000 |
| Provision for loan losses | 82,000 | 165,000 | 248,000 | 405,000 |
| Pretax income | 580,000 | 1,240,000 | 2,023,000 | 2,755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 580,000 | 1,240,000 | 2,023,000 | 2,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,951,000 | 24,611,000 | 25,394,000 | 26,126,000 |
| Total capital | 26,484,000 | 27,212,000 | 28,037,000 | 28,941,000 |
| Risk-weighted assets | 202,629,000 | 208,030,000 | 211,361,000 | 225,147,000 |