Call reports 2016
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2016
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 197,575,000 | 205,260,000 | 215,242,000 | 213,532,000 |
| Total loans | 163,128,000 | 167,901,000 | 174,652,000 | 181,360,000 |
| Allowance for loan losses | 2,182,000 | 2,264,000 | 2,347,000 | 2,414,000 |
| Securities available for sale | 5,044,000 | 4,806,000 | 4,545,000 | 4,116,000 |
| Securities held to maturity | 3,977,000 | 4,471,000 | 4,467,000 | 4,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,502,000 | 181,538,000 | 190,786,000 | 188,704,000 |
| Interest-bearing deposits | 144,158,000 | 154,946,000 | 158,726,000 | 157,563,000 |
| Noninterest-bearing deposits | 30,344,000 | 26,592,000 | 32,060,000 | 31,141,000 |
| Equity capital | 22,393,000 | 23,007,000 | 23,605,000 | 24,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,959,000 | 4,066,000 | 6,249,000 | 8,479,000 |
| Interest expense | 328,000 | 698,000 | 1,077,000 | 1,454,000 |
| Net interest income | 1,631,000 | 3,368,000 | 5,172,000 | 7,025,000 |
| Noninterest income | 233,000 | 610,000 | 989,000 | 1,377,000 |
| Noninterest expense | 1,424,000 | 2,870,000 | 4,380,000 | 5,959,000 |
| Provision for loan losses | 83,000 | 165,000 | 248,000 | 330,000 |
| Pretax income | 357,000 | 943,000 | 1,533,000 | 2,113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 943,000 | 1,533,000 | 2,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,214,000 | 22,800,000 | 23,391,000 | 23,971,000 |
| Total capital | 24,509,000 | 25,172,000 | 25,640,000 | 26,293,000 |
| Risk-weighted assets | 187,192,000 | 189,782,000 | 179,756,000 | 185,610,000 |