Call reports 2014
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2014
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 144,233,000 | 144,811,000 | 153,129,000 | 157,078,000 |
| Total loans | 103,825,000 | 111,453,000 | 119,283,000 | 126,880,000 |
| Allowance for loan losses | 1,616,000 | 1,646,000 | 1,745,000 | 1,825,000 |
| Securities available for sale | 7,125,000 | 6,954,000 | 6,658,000 | 6,440,000 |
| Securities held to maturity | 2,095,000 | 2,092,000 | 2,089,000 | 3,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,318,000 | 125,408,000 | 133,392,000 | 137,140,000 |
| Interest-bearing deposits | 102,601,000 | 104,504,000 | 111,699,000 | 114,283,000 |
| Noninterest-bearing deposits | 22,717,000 | 20,903,000 | 21,693,000 | 22,857,000 |
| Equity capital | 18,432,000 | 18,836,000 | 19,056,000 | 19,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,898,000 | 4,436,000 | 6,084,000 |
| Interest expense | 217,000 | 440,000 | 682,000 | 946,000 |
| Net interest income | 1,190,000 | 2,458,000 | 3,754,000 | 5,138,000 |
| Noninterest income | 134,000 | 296,000 | 514,000 | 736,000 |
| Noninterest expense | 1,125,000 | 2,220,000 | 3,405,000 | 4,624,000 |
| Provision for loan losses | 0 | 30,000 | 120,000 | 200,000 |
| Pretax income | 199,000 | 504,000 | 743,000 | 1,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 504,000 | 743,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,373,000 | 18,687,000 | 18,921,000 | 19,227,000 |
| Total capital | 19,834,000 | 20,264,000 | 20,596,000 | 20,988,000 |
| Risk-weighted assets | 116,635,000 | 125,966,000 | 133,866,000 | 140,704,000 |