Call reports 2013
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2013
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 127,443,000 | 130,036,000 | 137,552,000 | 143,079,000 |
| Total loans | 95,947,000 | 105,556,000 | 107,217,000 | 104,266,000 |
| Allowance for loan losses | 1,471,000 | 1,517,000 | 1,535,000 | 1,619,000 |
| Securities available for sale | 6,636,000 | 7,016,000 | 6,635,000 | 6,312,000 |
| Securities held to maturity | 2,108,000 | 2,105,000 | 2,102,000 | 2,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,386,000 | 111,639,000 | 118,523,000 | 123,970,000 |
| Interest-bearing deposits | 90,286,000 | 93,824,000 | 97,897,000 | 102,194,000 |
| Noninterest-bearing deposits | 19,100,000 | 17,815,000 | 20,626,000 | 21,776,000 |
| Equity capital | 17,575,000 | 17,888,000 | 18,443,000 | 18,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,830,000 | 4,322,000 | 5,803,000 |
| Interest expense | 204,000 | 404,000 | 612,000 | 834,000 |
| Net interest income | 1,164,000 | 2,426,000 | 3,710,000 | 4,969,000 |
| Noninterest income | 235,000 | 437,000 | 641,000 | 859,000 |
| Noninterest expense | 887,000 | 1,859,000 | 2,791,000 | 3,885,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 240,000 |
| Pretax income | 467,000 | 914,000 | 1,410,000 | 1,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 467,000 | 914,000 | 1,410,000 | 1,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,367,000 | 17,885,000 | 18,383,000 | 18,674,000 |
| Total capital | 18,728,000 | 19,327,000 | 19,875,000 | 20,139,000 |
| Risk-weighted assets | 108,646,000 | 118,432,000 | 119,238,000 | 116,932,000 |