Call reports 2012
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2012
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,973,000 | 116,800,000 | 117,000,000 | 123,655,000 |
| Total loans | 86,942,000 | 93,329,000 | 90,514,000 | 95,310,000 |
| Allowance for loan losses | 1,273,000 | 1,319,000 | 1,370,000 | 1,420,000 |
| Securities available for sale | 6,292,000 | 5,892,000 | 5,490,000 | 6,058,000 |
| Securities held to maturity | 2,121,000 | 2,118,000 | 2,115,000 | 2,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,050,000 | 99,298,000 | 98,995,000 | 105,432,000 |
| Interest-bearing deposits | 79,661,000 | 82,397,000 | 81,216,000 | 88,221,000 |
| Noninterest-bearing deposits | 15,389,000 | 16,901,000 | 17,779,000 | 17,211,000 |
| Equity capital | 16,475,000 | 17,008,000 | 17,390,000 | 17,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,670,000 | 4,028,000 | 5,410,000 |
| Interest expense | 217,000 | 441,000 | 653,000 | 851,000 |
| Net interest income | 1,085,000 | 2,229,000 | 3,375,000 | 4,559,000 |
| Noninterest income | 146,000 | 353,000 | 499,000 | 680,000 |
| Noninterest expense | 822,000 | 1,683,000 | 2,596,000 | 3,682,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 358,000 | 797,000 | 1,125,000 | 1,353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 358,000 | 797,000 | 1,125,000 | 1,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,272,000 | 16,775,000 | 17,111,000 | 17,347,000 |
| Total capital | 17,527,000 | 18,098,000 | 18,416,000 | 18,717,000 |
| Risk-weighted assets | 100,270,000 | 105,752,000 | 104,212,000 | 109,478,000 |