Call reports 2011
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2011
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,085,000 | 96,134,000 | 101,622,000 | 102,552,000 |
| Total loans | 68,675,000 | 73,636,000 | 74,969,000 | 82,696,000 |
| Allowance for loan losses | 1,049,000 | 1,083,000 | 1,134,000 | 1,222,000 |
| Securities available for sale | 5,227,000 | 6,155,000 | 5,965,000 | 6,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,673,000 | 82,276,000 | 85,303,000 | 86,045,000 |
| Interest-bearing deposits | 68,879,000 | 71,642,000 | 71,183,000 | 71,162,000 |
| Noninterest-bearing deposits | 9,794,000 | 10,633,000 | 14,120,000 | 14,883,000 |
| Equity capital | 12,969,000 | 13,410,000 | 15,778,000 | 16,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,363,000 | 3,585,000 | 4,838,000 |
| Interest expense | 260,000 | 506,000 | 745,000 | 969,000 |
| Net interest income | 891,000 | 1,857,000 | 2,840,000 | 3,869,000 |
| Noninterest income | 97,000 | 199,000 | 299,000 | 422,000 |
| Noninterest expense | 744,000 | 1,532,000 | 2,396,000 | 3,221,000 |
| Provision for loan losses | 51,000 | 85,000 | 136,000 | 227,000 |
| Pretax income | 193,000 | 439,000 | 607,000 | 843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 439,000 | 607,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,983,000 | 13,308,000 | 15,598,000 | 15,905,000 |
| Total capital | 13,922,000 | 14,303,000 | 16,693,000 | 17,077,000 |
| Risk-weighted assets | 74,891,000 | 79,418,000 | 87,424,000 | 93,644,000 |