Call reports 2007
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION — 2007
What BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q4 |
|---|---|
| Total assets | 20,325,000 |
| Total loans | 12,488,000 |
| Allowance for loan losses | 200,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 7,822,000 |
| Interest-bearing deposits | 6,793,000 |
| Noninterest-bearing deposits | 1,029,000 |
| Equity capital | 12,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q4 |
|---|---|
| Interest income | 158,000 |
| Interest expense | 11,000 |
| Net interest income | 147,000 |
| Noninterest income | 2,000 |
| Noninterest expense | 523,000 |
| Provision for loan losses | 200,000 |
| Pretax income | -574,000 |
| Income tax | 0 |
| Net income | -574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q4 |
|---|---|
| Tier 1 capital | 12,426,000 |
| Total capital | 12,600,000 |
| Risk-weighted assets | 13,869,000 |
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