Call reports 2023
STATE BANK OF WHITTINGTON — 2023
What STATE BANK OF WHITTINGTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 170,801,000 | 171,938,000 | 175,782,000 | 174,666,000 |
| Total loans | 92,595,000 | 99,121,000 | 100,958,000 | 102,308,000 |
| Allowance for loan losses | 1,061,000 | 1,062,000 | 1,082,000 | 1,047,000 |
| Securities available for sale | 55,454,000 | 51,777,000 | 48,901,000 | 50,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,669,000 | 154,474,000 | 158,972,000 | 159,791,000 |
| Interest-bearing deposits | 99,885,000 | 98,577,000 | 97,830,000 | 96,067,000 |
| Noninterest-bearing deposits | 57,784,000 | 55,897,000 | 61,142,000 | 63,724,000 |
| Equity capital | 11,909,000 | 12,078,000 | 11,599,000 | 13,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,339,000 | 5,094,000 | 6,929,000 |
| Interest expense | 111,000 | 316,000 | 600,000 | 949,000 |
| Net interest income | 1,519,000 | 3,023,000 | 4,494,000 | 5,980,000 |
| Noninterest income | 325,000 | 588,000 | 883,000 | 1,203,000 |
| Noninterest expense | 1,284,000 | 2,492,000 | 3,720,000 | 5,058,000 |
| Provision for loan losses | 59,000 | 105,000 | 139,000 | 185,000 |
| Pretax income | 501,000 | 951,000 | 1,392,000 | 1,814,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 951,000 | 1,392,000 | 1,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,213,000 | 17,662,000 | 18,103,000 | 18,224,000 |
| Total capital | 18,274,000 | 18,724,000 | 19,185,000 | 19,271,000 |
| Risk-weighted assets | 112,650,000 | 120,065,000 | 111,280,000 | 122,408,000 |