Call reports 2022
STATE BANK OF WHITTINGTON — 2022
What STATE BANK OF WHITTINGTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 171,415,000 | 167,899,000 | 167,931,000 | 169,675,000 |
| Total loans | 82,824,000 | 83,924,000 | 87,911,000 | 91,401,000 |
| Allowance for loan losses | 1,107,000 | 1,069,000 | 1,097,000 | 1,042,000 |
| Securities available for sale | 59,428,000 | 58,598,000 | 55,390,000 | 55,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,132,000 | 155,035,000 | 156,799,000 | 157,797,000 |
| Interest-bearing deposits | 100,737,000 | 98,374,000 | 99,624,000 | 100,698,000 |
| Noninterest-bearing deposits | 56,395,000 | 56,661,000 | 57,175,000 | 57,099,000 |
| Equity capital | 13,193,000 | 11,599,000 | 9,956,000 | 10,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,362,000 | 2,817,000 | 4,359,000 | 5,959,000 |
| Interest expense | 31,000 | 63,000 | 96,000 | 146,000 |
| Net interest income | 1,331,000 | 2,754,000 | 4,263,000 | 5,813,000 |
| Noninterest income | 308,000 | 596,000 | 903,000 | 1,212,000 |
| Noninterest expense | 1,144,000 | 2,330,000 | 3,594,000 | 4,953,000 |
| Provision for loan losses | 43,000 | 67,000 | 115,000 | 161,000 |
| Pretax income | 452,000 | 953,000 | 1,457,000 | 1,911,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 953,000 | 1,457,000 | 1,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,451,000 | 16,553,000 | 17,057,000 | 17,112,000 |
| Total capital | 17,558,000 | 17,622,000 | 18,154,000 | 18,154,000 |
| Risk-weighted assets | 97,237,000 | 106,733,000 | 109,650,000 | 112,757,000 |