Call reports 2019
STATE BANK OF WHITTINGTON — 2019
What STATE BANK OF WHITTINGTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,813,000 | 129,199,000 | 132,991,000 | 134,219,000 |
| Total loans | 74,701,000 | 75,179,000 | 80,048,000 | 82,240,000 |
| Allowance for loan losses | 821,000 | 854,000 | 867,000 | 887,000 |
| Securities available for sale | 36,818,000 | 36,052,000 | 35,310,000 | 32,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,324,000 | 113,969,000 | 117,367,000 | 118,904,000 |
| Interest-bearing deposits | 77,673,000 | 77,488,000 | 78,747,000 | 77,900,000 |
| Noninterest-bearing deposits | 38,651,000 | 36,481,000 | 38,620,000 | 41,004,000 |
| Equity capital | 13,424,000 | 14,053,000 | 14,671,000 | 14,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,687,000 | 4,073,000 | 5,520,000 |
| Interest expense | 64,000 | 125,000 | 194,000 | 260,000 |
| Net interest income | 1,272,000 | 2,562,000 | 3,879,000 | 5,260,000 |
| Noninterest income | 265,000 | 544,000 | 830,000 | 1,113,000 |
| Noninterest expense | 1,046,000 | 2,116,000 | 3,244,000 | 4,414,000 |
| Provision for loan losses | 58,000 | 113,000 | 179,000 | 249,000 |
| Pretax income | 404,000 | 837,000 | 1,240,000 | 1,665,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 404,000 | 837,000 | 1,240,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,950,000 | 13,983,000 | 14,386,000 | 14,211,000 |
| Total capital | 14,771,000 | 14,837,000 | 15,253,000 | 15,098,000 |
| Risk-weighted assets | 88,537,000 | 87,976,000 | 92,281,000 | 96,142,000 |