Call reports 2017
STATE BANK OF WHITTINGTON — 2017
What STATE BANK OF WHITTINGTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 126,397,000 | 124,807,000 | 127,864,000 | 127,754,000 |
| Total loans | 65,960,000 | 66,557,000 | 68,598,000 | 68,727,000 |
| Allowance for loan losses | 833,000 | 837,000 | 844,000 | 778,000 |
| Securities available for sale | 44,162,000 | 44,218,000 | 39,283,000 | 43,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,719,000 | 111,264,000 | 114,615,000 | 114,651,000 |
| Interest-bearing deposits | 80,194,000 | 78,834,000 | 80,637,000 | 79,855,000 |
| Noninterest-bearing deposits | 33,525,000 | 32,430,000 | 33,978,000 | 34,796,000 |
| Equity capital | 11,755,000 | 12,517,000 | 12,455,000 | 12,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,407,000 | 3,622,000 | 4,876,000 |
| Interest expense | 43,000 | 85,000 | 126,000 | 178,000 |
| Net interest income | 1,144,000 | 2,322,000 | 3,496,000 | 4,698,000 |
| Noninterest income | 193,000 | 324,000 | 711,000 | 916,000 |
| Noninterest expense | 976,000 | 1,930,000 | 3,047,000 | 4,089,000 |
| Provision for loan losses | 30,000 | 50,000 | 160,000 | 205,000 |
| Pretax income | 353,000 | 727,000 | 1,057,000 | 1,377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 727,000 | 1,057,000 | 1,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,472,000 | 12,845,000 | 12,826,000 | 13,145,000 |
| Total capital | 13,305,000 | 13,682,000 | 13,670,000 | 13,923,000 |
| Risk-weighted assets | 78,983,000 | 79,071,000 | 80,142,000 | 80,714,000 |