Call reports 2016
STATE BANK OF WHITTINGTON — 2016
What STATE BANK OF WHITTINGTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,477,000 | 124,937,000 | 127,781,000 | 124,739,000 |
| Total loans | 58,403,000 | 60,237,000 | 62,873,000 | 65,160,000 |
| Allowance for loan losses | 827,000 | 862,000 | 809,000 | 825,000 |
| Securities available for sale | 48,004,000 | 49,431,000 | 46,000,000 | 46,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,377,000 | 111,424,000 | 114,248,000 | 112,451,000 |
| Interest-bearing deposits | 80,370,000 | 79,486,000 | 82,437,000 | 80,134,000 |
| Noninterest-bearing deposits | 34,007,000 | 31,938,000 | 31,811,000 | 32,317,000 |
| Equity capital | 11,225,000 | 12,534,000 | 12,762,000 | 11,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,199,000 | 3,356,000 | 4,575,000 |
| Interest expense | 44,000 | 89,000 | 133,000 | 177,000 |
| Net interest income | 1,033,000 | 2,110,000 | 3,223,000 | 4,398,000 |
| Noninterest income | 187,000 | 356,000 | 544,000 | 733,000 |
| Noninterest expense | 952,000 | 1,893,000 | 2,844,000 | 3,853,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 293,000 | 611,000 | 979,000 | 1,304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 293,000 | 611,000 | 979,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,083,000 | 11,776,000 | 12,145,000 | 12,469,000 |
| Total capital | 11,910,000 | 12,638,000 | 12,954,000 | 13,294,000 |
| Risk-weighted assets | 73,848,000 | 76,067,000 | 76,825,000 | 79,762,000 |