Call reports 2015
STATE BANK OF WHITTINGTON — 2015
What STATE BANK OF WHITTINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 125,588,000 | 122,959,000 | 125,695,000 | 127,174,000 |
| Total loans | 58,340,000 | 58,799,000 | 59,164,000 | 57,791,000 |
| Allowance for loan losses | 810,000 | 805,000 | 821,000 | 833,000 |
| Securities available for sale | 41,185,000 | 40,692,000 | 44,301,000 | 47,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,178,000 | 111,730,000 | 114,080,000 | 115,857,000 |
| Interest-bearing deposits | 94,162,000 | 81,285,000 | 82,719,000 | 82,393,000 |
| Noninterest-bearing deposits | 20,016,000 | 30,445,000 | 31,361,000 | 33,464,000 |
| Equity capital | 10,581,000 | 10,314,000 | 10,879,000 | 10,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,344,000 | 3,440,000 | 4,577,000 |
| Interest expense | 46,000 | 93,000 | 140,000 | 186,000 |
| Net interest income | 1,149,000 | 2,251,000 | 3,300,000 | 4,391,000 |
| Noninterest income | 172,000 | 360,000 | 553,000 | 982,000 |
| Noninterest expense | 982,000 | 1,953,000 | 2,948,000 | 3,889,000 |
| Provision for loan losses | 130,000 | 160,000 | 190,000 | 310,000 |
| Pretax income | 212,000 | 522,000 | 783,000 | 1,251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 522,000 | 783,000 | 1,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,452,000 | 10,661,000 | 10,922,000 | 10,790,000 |
| Total capital | 11,262,000 | 11,466,000 | 11,743,000 | 11,623,000 |
| Risk-weighted assets | 69,560,000 | 69,433,000 | 72,301,000 | 73,211,000 |