Call reports 2012
STATE BANK OF WHITTINGTON — 2012
What STATE BANK OF WHITTINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,169,000 | 111,576,000 | 111,786,000 | 113,284,000 |
| Total loans | 53,684,000 | 54,495,000 | 54,169,000 | 53,701,000 |
| Allowance for loan losses | 843,000 | 837,000 | 789,000 | 804,000 |
| Securities available for sale | 38,119,000 | 38,960,000 | 39,066,000 | 37,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,075,000 | 101,207,000 | 101,304,000 | 102,639,000 |
| Interest-bearing deposits | 76,316,000 | 75,546,000 | 75,403,000 | 75,864,000 |
| Noninterest-bearing deposits | 25,759,000 | 25,661,000 | 25,901,000 | 26,775,000 |
| Equity capital | 9,506,000 | 9,847,000 | 9,923,000 | 10,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,299,000 | 3,453,000 | 4,582,000 |
| Interest expense | 90,000 | 165,000 | 234,000 | 293,000 |
| Net interest income | 1,067,000 | 2,134,000 | 3,219,000 | 4,289,000 |
| Noninterest income | 182,000 | 372,000 | 556,000 | 738,000 |
| Noninterest expense | 910,000 | 1,863,000 | 2,824,000 | 3,735,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 279,000 | 523,000 | 884,000 | 1,165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 523,000 | 884,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,893,000 | 9,137,000 | 9,198,000 | 9,479,000 |
| Total capital | 9,632,000 | 9,883,000 | 9,934,000 | 10,218,000 |
| Risk-weighted assets | 59,043,000 | 59,589,000 | 58,836,000 | 59,046,000 |