Call reports 2010
BEACON BANK — 2010
What BEACON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 300,911,000 | 297,364,000 | 306,379,000 | 305,500,000 |
| Total loans | 226,563,000 | 224,167,000 | 211,163,000 | 205,121,000 |
| Allowance for loan losses | 3,903,000 | 4,783,000 | 5,042,000 | 4,847,000 |
| Securities available for sale | 44,217,000 | 46,490,000 | 57,729,000 | 54,404,000 |
| Securities held to maturity | 2,162,000 | 2,130,000 | 4,140,000 | 32,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,460,000 | 253,975,000 | 263,585,000 | 260,351,000 |
| Interest-bearing deposits | 222,654,000 | 223,550,000 | 224,968,000 | 227,031,000 |
| Noninterest-bearing deposits | 31,806,000 | 30,425,000 | 38,617,000 | 33,320,000 |
| Equity capital | 30,177,000 | 30,311,000 | 30,365,000 | 30,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,771,000 | 7,588,000 | 11,296,000 | 14,845,000 |
| Interest expense | 991,000 | 1,985,000 | 2,913,000 | 3,814,000 |
| Net interest income | 2,780,000 | 5,603,000 | 8,383,000 | 11,031,000 |
| Noninterest income | 298,000 | 578,000 | 1,014,000 | 1,391,000 |
| Noninterest expense | 2,039,000 | 4,152,000 | 6,428,000 | 8,985,000 |
| Provision for loan losses | 950,000 | 2,150,000 | 2,750,000 | 2,750,000 |
| Pretax income | 89,000 | 234,000 | 574,000 | 1,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 234,000 | 574,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,691,000 | 29,837,000 | 29,627,000 | 29,830,000 |
| Total capital | 32,883,000 | 32,917,000 | 32,523,000 | 32,660,000 |
| Risk-weighted assets | 254,722,000 | 244,727,000 | 229,557,000 | 224,434,000 |
Machine access — free, no API key
Every figure shown here about BEACON BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.