Call reports 2008
BEACON BANK — 2008
What BEACON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 264,405,000 | 267,222,000 | 270,167,000 | 281,970,000 |
| Total loans | 224,938,000 | 226,857,000 | 232,723,000 | 241,513,000 |
| Allowance for loan losses | 1,993,000 | 2,212,000 | 2,361,000 | 2,452,000 |
| Securities available for sale | 4,668,000 | 3,818,000 | 3,594,000 | 4,452,000 |
| Securities held to maturity | 20,623,000 | 20,533,000 | 20,155,000 | 19,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,077,000 | 212,432,000 | 213,910,000 | 236,721,000 |
| Interest-bearing deposits | 169,285,000 | 177,072,000 | 180,316,000 | 202,532,000 |
| Noninterest-bearing deposits | 31,792,000 | 35,360,000 | 33,594,000 | 34,189,000 |
| Equity capital | 26,732,000 | 26,986,000 | 27,175,000 | 27,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,342,000 | 8,493,000 | 12,597,000 | 16,778,000 |
| Interest expense | 1,698,000 | 3,120,000 | 4,493,000 | 5,811,000 |
| Net interest income | 2,644,000 | 5,373,000 | 8,104,000 | 10,967,000 |
| Noninterest income | 307,000 | 594,000 | 950,000 | 1,307,000 |
| Noninterest expense | 2,189,000 | 4,179,000 | 6,337,000 | 8,478,000 |
| Provision for loan losses | 128,000 | 402,000 | 591,000 | 860,000 |
| Pretax income | 634,000 | 1,386,000 | 2,126,000 | 3,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 634,000 | 1,386,000 | 2,126,000 | 3,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,696,000 | 27,022,000 | 27,197,000 | 27,768,000 |
| Total capital | 28,689,000 | 29,234,000 | 29,558,000 | 30,220,000 |
| Risk-weighted assets | 250,103,000 | 251,667,000 | 255,710,000 | 264,206,000 |
Machine access — free, no API key
Every figure shown here about BEACON BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.