Call reports 2007
BEACON BANK — 2007
What BEACON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 226,331,000 | 235,836,000 | 240,756,000 | 249,570,000 |
| Total loans | 193,667,000 | 202,816,000 | 195,621,000 | 209,151,000 |
| Allowance for loan losses | 2,014,000 | 2,184,000 | 1,990,000 | 2,039,000 |
| Securities available for sale | 6,064,000 | 4,741,000 | 4,513,000 | 4,288,000 |
| Securities held to maturity | 12,303,000 | 15,586,000 | 18,105,000 | 20,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,655,000 | 194,534,000 | 200,845,000 | 209,953,000 |
| Interest-bearing deposits | 161,382,000 | 159,238,000 | 166,528,000 | 177,392,000 |
| Noninterest-bearing deposits | 33,273,000 | 35,296,000 | 34,317,000 | 32,561,000 |
| Equity capital | 24,737,000 | 24,868,000 | 25,355,000 | 25,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,224,000 | 8,573,000 | 13,025,000 | 17,543,000 |
| Interest expense | 1,817,000 | 3,720,000 | 5,653,000 | 7,545,000 |
| Net interest income | 2,407,000 | 4,853,000 | 7,372,000 | 9,998,000 |
| Noninterest income | 254,000 | 545,000 | 749,000 | 993,000 |
| Noninterest expense | 2,123,000 | 4,062,000 | 6,033,000 | 7,939,000 |
| Provision for loan losses | 173,000 | 347,000 | 536,000 | 720,000 |
| Pretax income | 365,000 | 989,000 | 1,552,000 | 2,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 365,000 | 989,000 | 1,552,000 | 2,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,821,000 | 24,985,000 | 25,433,000 | 26,061,000 |
| Total capital | 26,835,000 | 27,169,000 | 27,423,000 | 28,100,000 |
| Risk-weighted assets | 213,436,000 | 222,739,000 | 221,728,000 | 233,628,000 |
Machine access — free, no API key
Every figure shown here about BEACON BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.