Call reports 2006
BEACON BANK — 2006
What BEACON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 215,294,000 | 228,957,000 | 222,112,000 | 227,767,000 |
| Total loans | 184,392,000 | 197,020,000 | 187,239,000 | 192,704,000 |
| Allowance for loan losses | 1,888,000 | 2,773,000 | 2,433,000 | 1,842,000 |
| Securities available for sale | 8,553,000 | 6,986,000 | 6,566,000 | 6,307,000 |
| Securities held to maturity | 8,064,000 | 9,803,000 | 12,350,000 | 11,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,269,000 | 184,646,000 | 190,428,000 | 182,411,000 |
| Interest-bearing deposits | 153,518,000 | 146,206,000 | 152,048,000 | 145,365,000 |
| Noninterest-bearing deposits | 32,751,000 | 38,440,000 | 38,380,000 | 37,046,000 |
| Equity capital | 20,306,000 | 19,645,000 | 24,662,000 | 24,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,657,000 | 7,847,000 | 12,233,000 | 16,565,000 |
| Interest expense | 1,350,000 | 2,989,000 | 4,744,000 | 6,516,000 |
| Net interest income | 2,307,000 | 4,858,000 | 7,489,000 | 10,049,000 |
| Noninterest income | 277,000 | 559,000 | 897,000 | 1,154,000 |
| Noninterest expense | 1,598,000 | 3,320,000 | 5,078,000 | 6,857,000 |
| Provision for loan losses | 173,000 | 1,245,000 | 1,095,000 | 2,277,000 |
| Pretax income | 813,000 | 852,000 | 2,213,000 | 2,069,000 |
| Income tax | 564,000 | 565,000 | 567,000 | 539,000 |
| Net income | 249,000 | 287,000 | 1,646,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,426,000 | 19,804,000 | 24,817,000 | 24,456,000 |
| Total capital | 22,314,000 | 22,531,000 | 27,250,000 | 26,298,000 |
| Risk-weighted assets | 204,437,000 | 218,113,000 | 210,750,000 | 214,523,000 |
Machine access — free, no API key
Every figure shown here about BEACON BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.