Call reports 2013
COMMUNITY'S BANK, THE — 2013
What COMMUNITY'S BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 28,273,000 | 26,368,000 |
| Total loans | 16,335,000 | 15,127,000 |
| Allowance for loan losses | 245,000 | 246,000 |
| Securities available for sale | 6,135,000 | 5,437,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 25,758,000 | 25,715,000 |
| Interest-bearing deposits | 22,961,000 | 22,599,000 |
| Noninterest-bearing deposits | 2,797,000 | 3,115,000 |
| Equity capital | 1,354,000 | -31,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 324,000 | 629,000 |
| Interest expense | 68,000 | 130,000 |
| Net interest income | 256,000 | 499,000 |
| Noninterest income | 20,000 | -78,000 |
| Noninterest expense | 613,000 | 1,175,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -337,000 | -754,000 |
| Income tax | 0 | 602,000 |
| Net income | -337,000 | -1,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 722,000 | 305,000 |
| Total capital | 927,000 | 508,000 |
| Risk-weighted assets | 16,324,000 | 16,173,000 |