Call reports 2012
COMMUNITY'S BANK, THE — 2012
What COMMUNITY'S BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,598,000 | 32,246,000 | 30,441,000 | 29,785,000 |
| Total loans | 18,574,000 | 17,388,000 | 16,768,000 | 16,575,000 |
| Allowance for loan losses | 304,000 | 266,000 | 270,000 | 271,000 |
| Securities available for sale | 8,845,000 | 8,256,000 | 6,550,000 | 7,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,420,000 | 27,601,000 | 26,467,000 | 26,496,000 |
| Interest-bearing deposits | 25,149,000 | 25,215,000 | 23,847,000 | 23,572,000 |
| Noninterest-bearing deposits | 2,271,000 | 2,387,000 | 2,620,000 | 2,924,000 |
| Equity capital | 3,337,000 | 2,151,000 | 1,954,000 | 1,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 843,000 | 1,201,000 | 1,543,000 |
| Interest expense | 102,000 | 197,000 | 284,000 | 360,000 |
| Net interest income | 337,000 | 646,000 | 917,000 | 1,183,000 |
| Noninterest income | 3,000 | 18,000 | 67,000 | 84,000 |
| Noninterest expense | 574,000 | 1,067,000 | 1,589,000 | 2,104,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -233,000 | -401,000 | -603,000 | -835,000 |
| Income tax | -91,000 | 999,000 | 995,000 | 1,000,000 |
| Net income | -142,000 | -1,400,000 | -1,598,000 | -1,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,662,000 | 1,494,000 | 1,292,000 | 1,060,000 |
| Total capital | 1,900,000 | 1,719,000 | 1,507,000 | 1,272,000 |
| Risk-weighted assets | 18,942,000 | 18,053,000 | 17,182,000 | 16,925,000 |