Call reports 2011
COMMUNITY'S BANK, THE — 2011
What COMMUNITY'S BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,300,000 | 38,702,000 | 38,639,000 | 36,330,000 |
| Total loans | 22,786,000 | 22,453,000 | 21,153,000 | 19,877,000 |
| Allowance for loan losses | 397,000 | 398,000 | 355,000 | 283,000 |
| Securities available for sale | 10,364,000 | 7,907,000 | 7,029,000 | 8,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,755,000 | 30,805,000 | 31,048,000 | 29,373,000 |
| Interest-bearing deposits | 29,074,000 | 28,139,000 | 27,877,000 | 25,783,000 |
| Noninterest-bearing deposits | 2,681,000 | 2,665,000 | 3,171,000 | 3,590,000 |
| Equity capital | 3,746,000 | 3,686,000 | 3,677,000 | 3,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 943,000 | 1,381,000 | 1,801,000 |
| Interest expense | 149,000 | 275,000 | 401,000 | 513,000 |
| Net interest income | 329,000 | 668,000 | 980,000 | 1,288,000 |
| Noninterest income | 1,000 | 20,000 | 41,000 | 79,000 |
| Noninterest expense | 578,000 | 1,145,000 | 1,780,000 | 2,448,000 |
| Provision for loan losses | 0 | 0 | 0 | -82,000 |
| Pretax income | -248,000 | -454,000 | -757,000 | -997,000 |
| Income tax | -97,000 | -177,000 | -295,000 | -387,000 |
| Net income | -151,000 | -277,000 | -462,000 | -610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,645,000 | 2,440,000 | 2,135,000 | 1,896,000 |
| Total capital | 2,941,000 | 2,726,000 | 2,415,000 | 2,158,000 |
| Risk-weighted assets | 23,633,000 | 22,804,000 | 22,294,000 | 20,902,000 |