Call reports 2010
COMMUNITY'S BANK, THE — 2010
What COMMUNITY'S BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 43,103,000 | 41,584,000 | 38,405,000 | 40,191,000 |
| Total loans | 27,464,000 | 27,468,000 | 25,430,000 | 24,059,000 |
| Allowance for loan losses | 460,000 | 496,000 | 468,000 | 393,000 |
| Securities available for sale | 9,895,000 | 8,401,000 | 6,626,000 | 10,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,863,000 | 30,220,000 | 27,848,000 | 30,754,000 |
| Interest-bearing deposits | 28,313,000 | 27,290,000 | 24,762,000 | 28,300,000 |
| Noninterest-bearing deposits | 2,550,000 | 2,930,000 | 3,086,000 | 2,454,000 |
| Equity capital | 4,514,000 | 4,414,000 | 4,261,000 | 3,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,175,000 | 1,702,000 | 2,221,000 |
| Interest expense | 214,000 | 401,000 | 585,000 | 746,000 |
| Net interest income | 404,000 | 774,000 | 1,117,000 | 1,475,000 |
| Noninterest income | 30,000 | 54,000 | 76,000 | 100,000 |
| Noninterest expense | 578,000 | 1,237,000 | 1,849,000 | 2,424,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | -134,000 | -403,000 | -578,000 | -771,000 |
| Income tax | -52,000 | -153,000 | -221,000 | -296,000 |
| Net income | -82,000 | -250,000 | -357,000 | -475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,537,000 | 3,313,000 | 3,107,000 | 2,891,000 |
| Total capital | 3,893,000 | 3,662,000 | 3,433,000 | 3,200,000 |
| Risk-weighted assets | 28,350,000 | 27,740,000 | 25,974,000 | 24,661,000 |