Call reports 2004
COMMUNITY'S BANK, THE — 2004
What COMMUNITY'S BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 47,490,000 | 46,579,000 | 27,995,000 | 27,509,000 |
| Total loans | 18,823,000 | 19,839,000 | 19,700,000 | 21,408,000 |
| Allowance for loan losses | 209,000 | 235,000 | 260,000 | 283,000 |
| Securities available for sale | 22,951,000 | 21,729,000 | 4,272,000 | 3,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,643,000 | 41,913,000 | 21,771,000 | 21,066,000 |
| Interest-bearing deposits | 36,429,000 | 37,073,000 | 18,577,000 | 18,706,000 |
| Noninterest-bearing deposits | 4,214,000 | 4,840,000 | 3,194,000 | 2,360,000 |
| Equity capital | 4,165,000 | 4,458,000 | 5,747,000 | 5,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,048,000 | 1,454,000 | 1,815,000 |
| Interest expense | 100,000 | 201,000 | 306,000 | 398,000 |
| Net interest income | 485,000 | 847,000 | 1,148,000 | 1,417,000 |
| Noninterest income | 62,000 | 133,000 | 2,856,000 | 3,231,000 |
| Noninterest expense | 555,000 | 1,082,000 | 1,666,000 | 2,242,000 |
| Provision for loan losses | 21,000 | 48,000 | 73,000 | 100,000 |
| Pretax income | 13,000 | -281,000 | 2,021,000 | 2,062,000 |
| Income tax | 0 | -904,000 | 209,000 | 10,000 |
| Net income | 13,000 | 623,000 | 1,812,000 | 2,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,947,000 | 4,557,000 | 5,747,000 | 5,988,000 |
| Total capital | 4,156,000 | 4,792,000 | 6,007,000 | 6,265,000 |
| Risk-weighted assets | 21,858,000 | 35,541,000 | 21,333,000 | 22,191,000 |
Machine access — free, no API key
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