Call reports 2017
GUARDIAN BANK — 2017
What GUARDIAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 316,537,000 | 322,468,000 | 325,300,000 | 333,121,000 |
| Total loans | 225,967,000 | 226,829,000 | 232,786,000 | 236,814,000 |
| Allowance for loan losses | 4,389,000 | 4,449,000 | 4,553,000 | 4,632,000 |
| Securities available for sale | 62,529,000 | 70,689,000 | 70,434,000 | 67,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,113,000 | 290,635,000 | 292,779,000 | 301,215,000 |
| Interest-bearing deposits | 222,377,000 | 232,002,000 | 235,260,000 | 245,218,000 |
| Noninterest-bearing deposits | 62,736,000 | 58,633,000 | 57,519,000 | 55,997,000 |
| Equity capital | 30,457,000 | 30,791,000 | 31,248,000 | 30,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,034,000 | 6,327,000 | 9,620,000 | 12,965,000 |
| Interest expense | 344,000 | 702,000 | 1,090,000 | 1,497,000 |
| Net interest income | 2,690,000 | 5,625,000 | 8,530,000 | 11,468,000 |
| Noninterest income | 227,000 | 458,000 | 694,000 | 902,000 |
| Noninterest expense | 1,810,000 | 3,628,000 | 5,502,000 | 7,546,000 |
| Provision for loan losses | 101,000 | 221,000 | 341,000 | 441,000 |
| Pretax income | 1,018,000 | 2,251,000 | 3,407,000 | 4,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,018,000 | 2,251,000 | 3,407,000 | 4,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,398,000 | 31,300,000 | 31,791,000 | 31,945,000 |
| Total capital | 34,117,000 | 34,139,000 | 34,694,000 | 34,827,000 |
| Risk-weighted assets | 215,867,000 | 225,538,000 | 230,625,000 | 228,819,000 |