Call reports 2014
GUARDIAN BANK — 2014
What GUARDIAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 240,852,000 | 243,281,000 | 239,063,000 | 251,319,000 |
| Total loans | 186,919,000 | 193,976,000 | 191,917,000 | 195,544,000 |
| Allowance for loan losses | 3,688,000 | 3,842,000 | 4,009,000 | 3,949,000 |
| Securities available for sale | 32,907,000 | 34,512,000 | 34,091,000 | 30,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,814,000 | 216,337,000 | 211,725,000 | 221,827,000 |
| Interest-bearing deposits | 183,654,000 | 182,480,000 | 181,553,000 | 181,049,000 |
| Noninterest-bearing deposits | 30,160,000 | 33,857,000 | 30,172,000 | 40,778,000 |
| Equity capital | 26,267,000 | 26,086,000 | 26,358,000 | 28,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,542,000 | 5,106,000 | 7,701,000 | 10,287,000 |
| Interest expense | 299,000 | 590,000 | 879,000 | 1,165,000 |
| Net interest income | 2,243,000 | 4,516,000 | 6,822,000 | 9,122,000 |
| Noninterest income | 747,000 | 886,000 | 1,036,000 | 1,215,000 |
| Noninterest expense | 1,345,000 | 2,705,000 | 4,131,000 | 5,647,000 |
| Provision for loan losses | 180,000 | 332,000 | 497,000 | 643,000 |
| Pretax income | 1,474,000 | 2,374,000 | 3,240,000 | 4,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,474,000 | 2,374,000 | 3,240,000 | 4,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,714,000 | 26,214,000 | 26,379,000 | 28,296,000 |
| Total capital | 28,995,000 | 28,539,000 | 28,628,000 | 30,728,000 |
| Risk-weighted assets | 181,074,000 | 184,467,000 | 178,172,000 | 193,045,000 |
Machine access — free, no API key
Every figure shown here about GUARDIAN BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.