Call reports 2006
GUARDIAN BANK — 2006
What GUARDIAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 122,464,000 | 130,984,000 | 128,282,000 | 132,220,000 |
| Total loans | 93,285,000 | 104,754,000 | 105,359,000 | 105,908,000 |
| Allowance for loan losses | 1,240,000 | 1,252,000 | 1,320,000 | 1,376,000 |
| Securities available for sale | 6,932,000 | 6,796,000 | 6,809,000 | 6,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,440,000 | 119,814,000 | 116,635,000 | 120,134,000 |
| Interest-bearing deposits | 96,101,000 | 104,638,000 | 102,105,000 | 106,830,000 |
| Noninterest-bearing deposits | 15,339,000 | 15,177,000 | 14,530,000 | 13,304,000 |
| Equity capital | 10,345,000 | 10,553,000 | 10,882,000 | 10,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 4,095,000 | 6,433,000 | 8,848,000 |
| Interest expense | 815,000 | 1,766,000 | 2,871,000 | 4,068,000 |
| Net interest income | 1,145,000 | 2,329,000 | 3,562,000 | 4,780,000 |
| Noninterest income | 89,000 | 183,000 | 307,000 | 415,000 |
| Noninterest expense | 782,000 | 1,663,000 | 2,533,000 | 3,394,000 |
| Provision for loan losses | 55,000 | 100,000 | 170,000 | 224,000 |
| Pretax income | 397,000 | 749,000 | 1,166,000 | 1,577,000 |
| Income tax | 135,000 | 255,000 | 416,000 | 575,000 |
| Net income | 262,000 | 494,000 | 750,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,508,000 | 10,740,000 | 10,996,000 | 10,892,000 |
| Total capital | 11,651,000 | 11,992,000 | 12,316,000 | 12,268,000 |
| Risk-weighted assets | 91,379,000 | 113,140,000 | 114,926,000 | 116,280,000 |
Machine access — free, no API key
Every figure shown here about GUARDIAN BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.