Call reports 2026
AUSTIN COUNTY STATE BANK — 2026
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 510,715,000 | 542,962,000 |
| Total loans | 368,690,000 | 391,466,000 |
| Allowance for loan losses | 6,444,000 | 7,023,000 |
| Securities available for sale | 83,545,000 | 98,907,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 459,520,000 | 489,689,000 |
| Interest-bearing deposits | 354,460,000 | 374,199,000 |
| Noninterest-bearing deposits | 105,060,000 | 115,490,000 |
| Equity capital | 47,061,000 | 49,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,930,000 | 16,422,000 |
| Interest expense | 1,992,000 | 4,006,000 |
| Net interest income | 5,938,000 | 12,416,000 |
| Noninterest income | 404,000 | 865,000 |
| Noninterest expense | 3,167,000 | 6,574,000 |
| Provision for loan losses | 525,000 | 1,050,000 |
| Pretax income | 2,650,000 | 5,657,000 |
| Income tax | -565,000 | 13,000 |
| Net income | 3,210,000 | 5,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 47,858,000 | 50,301,000 |