Call reports 2024
AUSTIN COUNTY STATE BANK — 2024
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 376,726,000 | 384,191,000 | 389,614,000 | 403,810,000 |
| Total loans | 288,057,000 | 303,620,000 | 314,449,000 | 318,493,000 |
| Allowance for loan losses | 5,279,000 | 5,542,000 | 5,730,000 | 5,764,000 |
| Securities available for sale | 34,282,000 | 33,577,000 | 32,234,000 | 30,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,233,000 | 342,558,000 | 344,857,000 | 358,925,000 |
| Interest-bearing deposits | 261,567,000 | 260,164,000 | 265,082,000 | 271,684,000 |
| Noninterest-bearing deposits | 75,666,000 | 82,394,000 | 79,775,000 | 87,241,000 |
| Equity capital | 35,038,000 | 36,611,000 | 39,435,000 | 40,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,745,000 | 11,862,000 | 18,387,000 | 25,054,000 |
| Interest expense | 1,778,000 | 3,612,000 | 5,473,000 | 7,364,000 |
| Net interest income | 3,967,000 | 8,250,000 | 12,914,000 | 17,690,000 |
| Noninterest income | 304,000 | 631,000 | 1,007,000 | 1,308,000 |
| Noninterest expense | 2,475,000 | 5,007,000 | 7,782,000 | 10,527,000 |
| Provision for loan losses | 250,000 | 550,000 | 650,000 | 900,000 |
| Pretax income | 1,546,000 | 3,324,000 | 5,489,000 | 7,571,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 1,546,000 | 3,337,000 | 5,511,000 | 7,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,112,000 | 37,906,000 | 40,079,000 | 42,171,000 |