Call reports 2023
AUSTIN COUNTY STATE BANK — 2023
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 343,464,000 | 355,135,000 | 360,672,000 | 345,031,000 |
| Total loans | 276,431,000 | 289,000,000 | 290,003,000 | 283,703,000 |
| Allowance for loan losses | 4,797,000 | 4,990,000 | 5,286,000 | 5,228,000 |
| Securities available for sale | 35,515,000 | 35,274,000 | 34,678,000 | 35,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,502,000 | 313,702,000 | 321,824,000 | 304,715,000 |
| Interest-bearing deposits | 234,796,000 | 240,209,000 | 241,719,000 | 237,547,000 |
| Noninterest-bearing deposits | 70,706,000 | 73,493,000 | 80,105,000 | 67,168,000 |
| Equity capital | 30,735,000 | 32,980,000 | 34,095,000 | 36,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,406,000 | 9,170,000 | 14,426,000 | 19,778,000 |
| Interest expense | 1,048,000 | 2,292,000 | 3,752,000 | 5,281,000 |
| Net interest income | 3,358,000 | 6,878,000 | 10,674,000 | 14,497,000 |
| Noninterest income | 317,000 | 675,000 | 999,000 | 1,318,000 |
| Noninterest expense | 2,149,000 | 4,413,000 | 6,665,000 | 9,037,000 |
| Provision for loan losses | 225,000 | 475,000 | 775,000 | 1,075,000 |
| Pretax income | 1,301,000 | 2,665,000 | 4,233,000 | 5,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,294,000 | 2,664,000 | 4,211,000 | 5,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,188,000 | 34,558,000 | 36,104,000 | 37,567,000 |
| Total capital | 36,355,000 | 37,823,000 | — | — |
| Risk-weighted assets | 251,769,000 | 259,486,000 | — | — |